Online Gambling is a popular pastime for many people, but it can become addictive if not handled responsibly. It can also have a negative impact on your family and friends, so it’s important to know the risks and how to avoid them.

Among the risk factors, most articles report that high impulsivity is associated with gambling problems in general and with online problem gamblers in particular. Personality is also a significant factor, although this has not been studied much. In addition, a number of studies have found that lower income is associated with gambling problems in general and with internet problematic gambling in particular. This is a key finding that needs to be explored in more detail as part of future research.

A number of harms have been associated with gambling, including relationship breakdown, financial stress, mental illness, and suicide. The latter is particularly serious as it can leave a legacy across generations. In addition, gambling can lead to illegal activities such as theft and fraud in order to fund the habit.

Some individuals may also turn to alcohol or drugs to help them cope with the stress of gambling. In some cases, this can lead to legal problems such as bankruptcy and criminal charges. Fortunately, there are treatment options available for those suffering from a gambling addiction. These include counseling, support groups, and medication. Behavioral therapy can be especially effective, because it focuses on changing harmful thought patterns and behaviors.